Posts Tagged ‘prattville homes for sale’

Three Bedroom Prattville Homes for Sale Under $200,000 in the Daniel Pratt Elementary School District

Friday, February 11th, 2011

Three Bedroom Prattville Homes for Sale Under $200,000 in the Daniel Pratt Elementary School District

 

     For military buyers who are relocating to Maxwell AFB and Gunter Annex in Prattville, Montgomery, and the River Region, finding reasonably-priced homes for sale in Prattville is important.  It can be hard to sift through so many houses on market, and many military buyers want to find nice, reasonably-priced homes near Maxwell AFB and Gunter Annex within the popular Daniel Pratt Elementary school district.

 

     Prattville is about a 20 minute drive from both Maxwell AFB and Gunter Annex.  That makes for a nice, easy commute on work days.  Many military buyers are making the decision to live in Prattville.  And being able to find several three bedroom Prattville homes for sale under $200,000 in the Daniel Pratt Elementary school district to choose from makes Prattville even more attractive.

 

     To make it easy for military buyers or anyone else to quickly find three bedroom Prattvile homes for sale under Easy as pie to search for homes for sale in Prattville$200,000 in the Daniel Pratt Elementary school district, I’ve created a simple page on our website that makes searching for these homes for sale as easy as pie.  All of the listed three bedroom Prattville homes for sale under $200,000 in the Daniel Pratt Elementary school district are shown on the page.  You don’t even have to search for them.  They’re right there.  The listings are updated constantly, so you can bookmark the page and come back to it as often as you like.  Easy as pie!

 

Click here to search for three bedroom Prattville homes for sale under $200,000 in the Daniel Pratt Elementary school district.

 

     If you want to see more houses on the market in different price ranges or in different areas, you can search for homes for sale in Prattville on our website.

 

Three Bedroom Prattville Homes for Sale Under $200,000 in the Daniel Pratt Elementary School District

Special Financing Assistance for Hardest Hit Homeowners in Montgomery, Prattville, and the River Region, AL

Wednesday, January 12th, 2011

Special Financing Assistance for Hardest Hit Homeowners in Montgomery, Prattville, and the River Region, AL

 

Normally I post helpful information about buying homes for sale in Prattville and Montgomery, AL and the rest of the River Region. But today I want to post something a little different that is very important for anyone living in Prattville or Montgomery (or, in fact, anywhere in Alabama) that might help you if you are having trouble making your mortgage payments.

The Federal government previously announced this year that it will be making prattville & montgomery homeowners pay mortgageapproximately $2 billion (yes, that’s two BILLION dollars) available to homeowners in Alabama who are unemployed or underemployed and are having trouble making their mortgage payments.  When you first buy your home for sale in Prattville and Montgomery, AL, you go through a process of qualifying for the loan with the mortgage company.  But things can change after you’ve closed on your loan and moved into your new home.  With the recent changes in the economy, some homeowners have had their hours cut back or even lost their jobs.  And that can make it hard to pay your bills, including your mortgage payment, every month.

Now there’s some help.

The Alabama Housing Finance Authority, who will be managing the program, has created a new website where you can apply for this new Federal special financing assistance at Hardest Hit Alabama.  The website has details about the program, including information on how the program works and how to apply.  Basically, the special financing assistance program is an interest-free mortgage that will help you pay your monthly mortgage payment.  There are eligibility requirements for this assistance which include: 

  • Homeowners must be eligible for unemployment assistance through the Alabama Department of Industrial Relations.  Self-employed people aren’t eligible.
  • The maximum household income cannot be more than $75,740 per year.
  • Homeowners must owe less than $258,690 on their home loans.
  • Homeowners must live in their house as their primary residence.  Vacation and second homes are not eligible.
  • If you sell your house and make money on the sale, then you may have to pay back some or all of the assistance you received.
  • Homeowners must appy online at the website.  You cannot apply in person or by phone.
  • The total amount of assistance for each homeowner is for up to 12 months or $15,000, whichever is less.
  • If you continue to meet the eligibility requirements while you’re receiving the special financing assistance, you won’t have to pay the money back.
  • Your original home loan can be through any lender.  The Alabama Housing Finance Authority is managing the special financing assistance program for all eligible homeowners, even if they got their original home loan through another lender.

Special financing assistance for Prattville & Montgomery homeowners

This special financing assistance for hardest hit homeowners in Montgomery, Prattville, and the River Region, AL is not yet available statewide. Keep checking the website for announcements when the special financing assistance will be available in your region of Alabama.

Two billion dollars sounds like a lot of money, but it won’t last very long once the special financing assistance program is completely rolled out.  So if you are interested in applying for this special financing assistance for hardest hit homeowners in Montgomery, Prattville, and the River Region, AL, you should go ahead and apply as soon as possible before it’s all gone.

Special Financing Assistance for Hardest Hit Homeowners in Montgomery, Prattville, and the River Region, AL